Books, History, Food, Politics, and Life

Books, History, Food, Politics, and Life
Things through a different light...

Friday, January 18, 2013

Health Care is Not a Business

There are some things I believe we should debate and find a common ground and compromise on...and there are some things I think need to just be stated and done with.

A person's health, their ability to get medical care and medication when they are sick should not be a business....

There are just some things that are human rights and medicine when you are ill should be one of those.  We need to grow up and start giving a damn about each other and let go of our greedy and stingy behaviors involving capitalism when it comes to the poor and the sick.

I find it repulsive that a business (Whole Foods) will offer the mantra that they care about their employees because they provide health care for people who work over 30 hours (in retail that is rare) and then couple that with the fact that the person making at the most 9 or 10 dollars an hour, working 30 hours a week and paying a premium for health care weekly would have a three thousand dollar deductible which the company pays roughly half for...
so 15oo, lets look at that and be honest....

If a person works 30 hours a week making 10 dollars an hour....
After taxes...  that person would roughly bring home 240 dollars a week.  

So monthly this person makes about... 
960 dollars a month. 
we are looking at a month and a half's salary just to cover a deductible for a health care plan that they weekly pay for from their check....
What about rent, power, water, groceries... daily expenses....
How does a person go to the doctor when they are sick when an average doctor visit costs at least 100 dollars???
not eat?  Maybe not pay the light bill or the water bill or car insurance?

This is what people do not think about....
So what does this person get a second job, working 20 -30 hours a week??  If they can right, because any retail job will give you less hours if you have a complicated schedule?  Do they try to go back to school to get a better job??  Well if they can get the student loans because how would they pay for it otherwise?


So this is why people will still show up to emergency rooms to get care they cannot afford, get billed for services they will not be able to pay for, and then go bankrupt because their credit will be ruined when they cannot pay....

This is why health care should NOT be a business...

If we were responsible, paid a bit more taxes and covered every citizen in this country, that person making 960 dollars a month would not have to do the following...which is what retail employees do when they are ill (believe me, I know):

1. Go to work ill, possibly making themselves more ill and also making everyone around them ill causing an entire store or business to pass illness around and make moral and productivity fall. (this happens every winter and spring in many stores you shop at)

2. Refuse to go to the Doctor because you cannot afford it until you are so ill that you have to end up in an ER with high costs and with a more serious condition.

3. Live miserably while you wait out an illness and then perhaps lose hours and pay because you are sick....

I know quite a few people who think, oh well...person shouldnt be lazy and not make enough to pay for a Doctor... in that case, I know quite a few people who are idiots.  

When a person is sick...it is simple, they should be able to go to the Doctor and get medication without stressing over whether on their meager salary...they can afford it.

2 comments:

  1. Thanks, I was watching Morning Joe on MSNBC this morning and they had the CEO of Whole Foods on discussing the wonderful health care plan his employees have... wonderful I guess means having one at all, even if you cannot benefit from it because you cannot afford to go to the Doctor when you are sick due to not being able to pay for the bill on your small salary... made me angry.
    I know many retail companies who have recently either cut back health care or raised premiums and deductibles while attempting to sustain a business model that does not work.. I know I will be called a socialist or some other stupid title for thinking this way... but a business should consciously think about the welfare of their employees and not just bottom line profits... if you have healthy and happy employees, you have more productive employees who want to be at work and do a good job... instead of having people miserable, ill, and mentally and physically unhealthy... There is a reason we are not the most productive country in the world, it is because we grind our people into the ground and create a cynical and unappy environment... no health care, no vacation, no sick leave... no wonder people seem so discontent all the time...

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    1. I think we are lucky that we have insurance from a company that cares about its employees and makes insurance affordable... very very lucky.

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